Insurance Claim Game. What your insurance company does not want you to know?

The world that we live in is filled with risk.  Virtually every task or action that we take in our lives can objectively be viewed as having some measure of risk associated with it. One particular risk that we will focus on is being a homeowner. You have payed for many years to have a nice home for you and your family, and every homeowner knows the feeling of joy and pride that ownership brings. Unfortunately your home is located outside and as such it is vulnerable to weather related events such as hurricanes, thunderstorms, windstorms, and hailstorms like the one that was experienced in the Myrtle Beach area in March of 2018. We all want for our homes and investments to be protected, and so we look to our insurance companies to provide a measure of protection and peace of mind that when Severe weather strikes and homes inevitably do sustain damage that we will be taken care of, and soothed, and that the world will be put to right just like it always is in their commercials.

  However, as anyone who has ever dealt with an insurance claim knows, the process is rarely smooth and rarely results in the kind of satisfaction that we expect given all of the years and months of faithfulness in making premium payments. When it comes time to pay for the damage on your house after a hailstorm or a hurricane the insurance company generally looks out for their own interest above yours. Your insurance company will do everything to pay out as little as possible to cover the damages to your home. After severe weather events the roof is often damaged more than any other part of your home. When you make your claim the insurance company will often send a so called independent  adjuster out to asses the damage on your property. While these individuals technically may not work for your insurance company, you can assume that they have the interest of the firm that is paying for there services in mind a little more than they have for you and your home.

Adjusters are trained to see ass little coverable damage as possible and when they do agree that damage is present your insurance company will attempt to pay as little as possible in terms of the value for repair or replacements. They will cut a check for a lowball figure and leave the responsibility up to you to find a roofing contractor to handle the work for the low sum offered. Maybe you have found a contractor willing to work for the sum offered to you, but lets ask is that really the value of the work needed for my roof? How do I know that the worked performed will be of good quality? The truth is you don’t and your insurance company is making the bet that you won’t either so that they can come out ahead.

Don’t let them do this to you!

You have been paying premiums for years. Shouldn’t you get the maximum value for your dollars under the terms of the policy? Many people are not aware that there is another option, and that is to have your roof inspected by a trained highly reputable roofing contractor. Roofing contractors know what to look for in terms of damages and will often inspect more thoroughly than the adjuster your insurance company may send (who will often dread the prospect of climbing up on your roof in the first place). When you have a professional contractor in your corner you can equip yourself with two key benefits, Knowledge of the situation, and and advocate in your corner who can explain and negotiate with the insurance company everything that needs to be done to ensure that the roof is replaced in the best possible manner with the best possible materials.

What To Do?

When your home has sustained damage, it is a good idea to make your roofing contractor your very first call. let the trained professionals eye detect all covered damages. Your friendly helpful roofer can even meet with your insurance adjuster on sight to make sure that they are aware of the total situation in regards to your property. United Contractors Roofing has been serving the Grand Strand community for over 15. We are the areas premiere insurance restoration specialists. We know how the process works and we strive to secure the best possible roofs for our clients, often at only the cost of your deductible. In Myrtle and North Myrtle Beach, Conway, Pawleys Island, Murrells Inlet, Little River, Carolina Forest Make United Contractors Roofing your first call after every storm.

                                                        Call Us For Your FREE Inspection Today! (843) 455-4350



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